Health Insurrance

Everyone has a right to free treatment from a GP and specialist doctors. In addition to this, there are contributions towards the cost of medicines and treatment from dentists, physiotherapists, chiropodists, chiropractors and psychologists.

Cross-border workers must complete the relevant documentation for requesting health insurance.

Newcomers that have registered in the Danish folkeregister (citizen registration)
will be issued with a health insurance card. Please contact Borgerservice (citizen office).

The yellow health insurance card, which is the documentation to prove entitlement to health insurance in Denmark, must be shown at all service points of the health system (GP, hospital, etc.)

Health insurance grouping
You can choose between two health insurance groups.

Group 1 - You are registered with one GP. For those registered in Group 1, health insurance pays all bills for treatment by GPs and specialist doctors.

For the following services, you need a referral from your GP:

• Specialist doctors
• Physiotherapy
• Chiropody
• Psychology

The following services do NOT need a referral from your GP:

• Ears/Nose/Throat
• Eye
• Dentistry
• Chiropractic

Group 2 - If you register in Group 2, you are not tied to a particular GP but a portion of any payment for treatment must be borne by yourself. In Group 2, you can choose freely among GPs, Specialists, Dentists and Chiropractors. Any fee payable is fixed by the practitioner concerned.

As a patient, you get a contribution from health insurance which is the same amount contributed for the same treatment for a patient in Group 1. This contribution will be deducted from your bill.

For the following services, you need a referral from your GP:

• Physiotherapy
• Chiropody
• Psychology (only those psychologists recognized by health insurance)
  

Children under 15 years of age must accept the health insurance group of their parents/guardians.

I have lost my health insurance card
If you have lost your health insurance card or the card is damaged, you must ask
for a new one. For details, read the section about choice of GP and group change, or contact the Borgerservice (citizen office)


Choice of General Practitioner and change of insurance class

Choice of General Practitioner
If you are in Health Insurance Group 1, you must choose a General Practitioner
in your surrounding area and not further than 15 km from your home address. If you choose a GP from the list of General Practitioners, TILGANGSSTOP means that this GP is not available to you.

If the GP that you wish for is more than 15 km away from your home address, that GP has to decide whether or not to accept your application. Please fill out the form for choosing a GP outside the 15 km limit, or get the form at Borgerservice (Citizen Office).

Change of GP and change of group
You can change your GP at any time. You can change to another health insurance group if you have been in Group 1 for at least a year. Another change of group is then possible after a further year has elapsed.

To change your GP or your health insurance group you must fill out a form to request group change/GP change and return it to Borgerservice. This form is available from Borgerservice.

The charge for the new health insurance document is 165,00 kr. The requested change is put into effect 14 days after receipt of this payment.

Children under 15 years who still live at home have the same GP and health insurance group as their parents. Children have their own health insurance card. When parents change GP or insurance group, there are no charges for the new documentation for the children.

The EU and travel health insurance
The yellow health insurance card can be used for stays in a foreign country lasting up to one month.

EU health insurance can be requested at the Borgerservice (Citizen Office). Please note that the preparation time for this is presently 2-3 weeks. The document is valid for one year.

Conditions

• You take your holiday in an EU country: Belgium, Finland, France,Greece, Netherlands, Italy, Ireland, Luxembourg, Portugal, Spain, Great Britain and North Ireland (and Gibraltar), Sweden, Germany, Austria, Estonia, Latvia, Lithuania, Poland, Czech Rep., Slovakia, Hungary, Slovenia, Bulgaria, Romania, Malta and Cyprus (Greek sector).
• You take your holiday in an EWR country: Iceland, Liechtenstein, Norway or Switzerland.
• You must have a valid "yellow health insurance card".
• You must be a citizen of a EU/EWR country or of Switzerland.
• You are not allowed to work in the country you are visiting.

There are circumstances when the EU health insurance document covers less than the Danish health insurance card. With any questions, please contact:

Return travel occasioned by disease or accident must be paid for by you. You are therefore strongly recommended to take out private travel insurance if you go on holiday in a foreign country,

There are special rules for those with chronic disease or who are suffering a disease before departure. Please ask for information at the Borgerservice.

If you need the EU health insurance document for work purposes, please contact the Borgerservice.